Mortgage Broker in Quebec
Get the Best Rate in 48h
Compare offers from 200+ lending partners. 100% free service. Guaranteed response in 24-48h.
Our Mortgage Services
An OACIQ-certified broker guides you every step of the way.
What Our Clients Say
Over 2,000 Quebec families assisted.
“Impeccable service. My OACIQ broker got a rate 0.3% lower than my bank. Savings of $8,400 over 5 years.”
“Refinancing processed in 72 hours. Clear process, no hidden fees. I recommend to all my homeowner friends.”
“Private mortgage obtained in 48 hours for my purchase project. Impossible without CerveauHypothèque. Thank you!”
Markets We Serve
Mortgage brokers available across major Quebec cities.
Frequently Asked Questions
Is a mortgage broker free in Quebec?+
Yes, in the vast majority of cases. The broker is paid by the lender who gets your mortgage, not by you. There are no fees for residential purchases or renewals.
What is the difference between a mortgage broker and a banker?+
An OACIQ-certified mortgage broker has access to 200+ lenders (banks, credit unions, private lenders). A bank advisor can only offer their bank's products. The broker compares all options to find the best rate.
How long does a mortgage pre-approval take?+
With CerveauHypothèque, you receive a pre-approval response within 24 to 48 business hours. In urgent cases, a 24h response is possible.
What documents are needed for a mortgage in Quebec?+
You will need your last 2 pay stubs, notice of assessment (last 2 years), bank statement from the last 3 months, valid ID, and purchase agreement if applicable.
Can you get a mortgage with bad credit in Quebec?+
Yes. Private lenders and certain institutions accept applications with a credit score below 600. Our specialized brokers find solutions tailored to each situation.
Ready to Get Your Best Rate?
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- ✓100% free service, no commitment
- ✓OACIQ certified brokers in Quebec
- ✓Guaranteed response in 24-48 hours